Whether or not the all-new iPhone 15 is worth going into debt for is a personal decision that depends on your individual circumstances and financial priorities. Here are some factors to consider:

• Your financial situation: Can you afford the monthly payments on a new iPhone without putting a strain on your budget? If you're already struggling to make ends meet, adding another debt payment to your monthly expenses could make things worse.
• The value of the iPhone 15 to you: How much do you value the new features and improvements of the iPhone 15? If you're a power user who needs the latest and greatest technology, then the iPhone 15 may be worth the investment. However, if you're a casual user who is happy with your current phone, then the iPhone 15 may not be worth the extra cost.

• The availability of other financing options: Are there other ways to finance the iPhone 15 that don't involve going into debt? For example, you could save up for the phone over time or see if you qualify for a 0% APR financing plan.

• The potential for future discounts: Is it possible that the iPhone 15 will be discounted in the future? If you're not in a hurry to get the phone, you may be able to save money by waiting for a sale.

• Ultimately, the decision of whether or not to go into debt for the iPhone 15 is up to you. However, it's important to weigh the pros and cons carefully before making a decision.

  Here are some additional things to keep in mind:

• Going into debt can have a negative impact on your credit score, which can make it more difficult to borrow money in the future.
• Debt can also cause stress and anxiety, and it can lead to financial hardship if you're not able to make your payments.

• If you're considering going into debt for the iPhone 15, it's important to talk to a financial advisor to get personalized advice. They can help you assess your financial situation and make a decision that's right for you.