Is PIP the Same as Bodily Injury?

Is PIP the Same as Bodily Injury?

Personal injury protection (PIP) is designed to cover medical costs related to an accident, no matter who is at fault. Bodily injury liability coverage, on the other hand, provides coverage for medical expenses related to someone who is injured when you are at-fault.

Do I Need Personal Injury Protection (PIP)?

Personal injury protection (PIP) insurance coverage includes payment for injury-related medical and rehabilitation expenses, loss of income, and funeral and burial expenses. Bodily injury liability coverage includes payment for any physical injuries that occur in an accident you cause.

What States Require Personal Injury Protection (PIP)?

PIP auto insurance is required in Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, Utah, and Puerto Rico.5

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Published on: 10/15/22, 5:50 AM