The best refinance companies for you will depend on your individual needs and circumstances. However, some of the top-rated refinance lenders in 2023 include:

• Rocket Mortgage: Rocket Mortgage is a popular online lender that offers a wide range of refinance options. It is known for its fast and easy application process, as well as its competitive rates and fees.
• Better.com: Better.com is another online lender that is known for its convenience and competitive rates. It offers a variety of refinance options, including conventional, FHA, and VA loans.
• SoFi: SoFi is a good option for borrowers who want to refinance with a lower credit score or who have a high amount of student loan debt. It also offers a variety of other financial products, such as personal loans and investment accounts.
• Navy Federal Credit Union: Navy Federal Credit Union is a good option for veterans and military members. It offers a variety of refinance products, including conventional, FHA, and VA loans. It is also known for its low rates and fees.
• Bank of America: Bank of America is a large bank that offers a variety of refinance products, including conventional, FHA, and VA loans. It is also known for its wide range of customer service options.

Other refinance lenders to consider include:

• US Bank: US Bank is a full-service bank that offers a variety of refinance products, including conventional, FHA, and VA loans. It is known for its competitive rates and fees.
• PNC Bank: PNC Bank is another large bank that offers a variety of refinance products. It is known for its wide range of customer service options and its focus on helping borrowers achieve their financial goals.
• Chase: Chase is another large bank that offers a variety of refinance products. It is known for its convenient online application process and its wide range of customer service options.
• Ally: Ally is an online bank that offers a variety of refinance products, including conventional, FHA, and VA loans. It is known for its low rates and fees.
• Guaranteed Rate: Guaranteed Rate is a mortgage lender that offers a variety of refinance products. It is known for its wide range of loan options and its focus on customer service.

When choosing a refinance lender, it is important to compare rates and fees from multiple lenders. You should also consider the lender's customer service reputation and the range of loan options it offers. It is also important to make sure that the lender is licensed in your state.

Here are some tips for finding the best refinance company for you:

• Compare rates and fees from multiple lenders. You can do this by getting pre-approved from several lenders at once.
• Consider the lender's customer service reputation. Read online reviews and talk to friends and family members to get their recommendations.
• Make sure the lender is licensed in your state. You can check this on the National Mortgage Licensing System website.
• Choose a lender that offers the type of loan you need and that has a good reputation for customer service.