The best mortgage refinance companies can vary based on individual circumstances, market conditions, and specific needs. However, I can offer you some general advice on how to find reputable mortgage refinance companies:

1. Research and Compare:

   • Look for well-known and reputable mortgage lenders. Research their customer reviews, ratings, and any awards or recognitions they may have received.

2. Consider Different Types of Lenders:

   • Explore various types of lenders, including traditional banks, credit unions, online lenders, and mortgage brokers. Each has its advantages and may offer different terms and rates.

3. Check with Your Current Lender:

   • Contact your current mortgage lender to inquire about their refinancing options. Some lenders offer incentives to existing customers.

4. Read Reviews and Testimonials:

   • Look for customer reviews and testimonials to get an idea of other borrowers' experiences with a particular lender. This can provide insights into customer service, communication, and overall satisfaction.

5. Ask for Recommendations:

   • Seek recommendations from friends, family, or colleagues who have recently gone through the refinancing process. Personal experiences can be valuable in identifying reliable lenders.

6. Compare Interest Rates and Terms:

   • Obtain quotes from multiple lenders to compare interest rates, loan terms, and closing costs. Online mortgage comparison tools can help streamline this process.

7. Check for Fees and Costs:

   • Be aware of all associated fees, including origination fees, closing costs, and prepayment penalties. These can significantly impact the overall cost of refinancing.

8. Consider Customer Service:

   • Assess the level of customer service provided by each lender. A responsive and helpful lender can make the refinancing process smoother.

9. Look for Transparency:

   • Choose a lender that is transparent about the terms and conditions of the loan. Avoid those with unclear or hidden fees.

10. Verify Licensing and Credentials:

    • Ensure that the lender is licensed and accredited. You can check with your state's licensing board or regulatory agency for this information.

11. Consult with a Mortgage Professional:

    • Consider consulting with a mortgage broker or financial advisor who can provide personalized advice based on your financial situation and goals.

It's important to note that market conditions and lender rankings can change, so it's advisable to conduct your research and verify information based on the most recent data. Additionally, as of my last update in January 2022, online reviews and industry rankings can be good starting points for your research.